An accomplished professional, who previously held key leadership roles at the Malta Financial Services Authority, Luciano has over a decade of experience in Financial Services, focusing on financial services strategy, policy formulation, regulation, and supervision. He has a comprehensive understanding of the financial services landscape, with a particular focus on payments, investment services, crypto-assets, FinTech and digital finance at both national and international levels. He graduated from the University of Malta with a Bachelor of Commerce Honours degree, majoring in Economics, and later obtained a Master of Science degree in Banking and Finance

Rob joined IDT Finance in February 2022, bringing with him over a decade of experience in programme management across various industries. His previous roles included leading programmes at companies such as Mastercard Programme Management and Omnio London Limited.

Cyril joined IDT Finance Malta in 2023 as the Director of Compliance and MLRO, bringing 15 years of extensive experience in Compliance, Risk, and Financial Crime management across the payment industry and multiple EEA jurisdictions. Cyril’s broad and varied background includes leadership, operational, and control positions within major corporations such as American Express / Alpha Card, Amazon Payments, Ankama Games, and Nium / Ixaris. He holds a bachelor’s degree in Business Management and a Private Investigator licence.

Danielle joined IDT Finance in 2015 and has over seven years’ experience in compliance roles including promotion to Director of Risk & Compliance in 2026. Prior to joining she served in operational roles with the Royal Bank of Scotland, managing business banking activities related to onboarding and lending, including default handling. Danielle has worked with a wide range of programmes and has extensive e-money and payment services regulatory experience. Danielle holds a BSc Dual Honours degree in Psychology and English as well as Certification in Banking Practice through the Chartered Business Banking Institute.

Chrysa joined IDT Finance in April 2020 with a strong background in banking and client relationships, focusing on Treasury and Cash Management services. She holds a BSc in Sociology from Athens University of Social & Political Sciences, an MBA from University of Chester, an MSc in International Business and Management from Manchester Business School, and an MA in Communications from University of Leeds. Chrysa is dedicated to building and maintaining strong client relationships by providing individualised support and communication, aligning with their business vision and mission to help them achieve their goals.

In June 2021, Jasmine was appointed as the Financial Controller at IDT Finance. She began her career at Deloitte, where she qualified and gained extensive experience in audit services for a range of industries such as funds, banks, insurance companies, retail and hospitality. Jasmine later joined Bank J. Safra Sarasin, where she spent over a decade building her banking experience.

Nikolai has spent the last 18 years of his 30-year banking career, in the structuring and delivery of Corporate Banking solutions including credit, cash management and trade.

David brings an extensive background in banking and financial services across operations, reporting, systems infrastructure and regulatory change.

With 30 years of experience in Treasury roles, Stuart has a strong record of building cross-border banking relationships in emerging financial locations.